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Buying a Home

BUYING A HOME

Purchasing a new home is undeniably one of life's most exhilarating and yet daunting experiences. Regardless of whether it's your first venture into home buying or your tenth, each journey is unique. This underscores the significance of having a dependable real estate professional by your side, guiding you through the process and ensuring your success from start to finish.

1
Deciding to Buy
2
Preparing to Buy
3
Property Search
4
Offers & Negotiations
5
Title, Escrow, Inspections, & Appraisals
6
Closing Coordination, Managing Complexities, & Unwavering Support
7
Closing Day

Deciding to Buy

Deciding to Buy

The first step toward homeownership begins with the decision to buy! What's your ultimate objective? Are you aiming for a larger home or contemplating downsizing? Perhaps you're eyeing a fresh neighborhood or town? Is the prospect of building wealth by investing in real estate more appealing than renting? Do market conditions indicate the perfect moment to seize the opportunity? The reasons for desiring to purchase a home can be diverse and can raise a lot of questions. I am here to help answer questions but, the timing ultimately rests in your hands to determine when it aligns precisely with your goals.

Preparing to Buy

Preparing to Buy

So, what's the next step once you've decided to embark on the journey of homeownership? It's time to put your finances in order and secure a pre-approval letter from a reputable lender, or make arrangements to free up funds for a cash transaction. If using a lender, be prepared to furnish recent pay stubs, tax returns, credit and employment history details, as well as the available funds required for closing. This is a critical juncture to exercise restraint when it comes to significant purchases and to be mindful of actions that could adversely affect your credit score. If you're in need of a trusted lender, don't hesitate to reach out to me for a list of highly recommended and respected professionals.

Property Search

Property Search

Now, let's dive into the exciting phase: the search for your dream home! It's the perfect time to concentrate on your desires, needs, and 'must-haves,' while pinpointing the communities and neighborhoods that align best with your preferences. We'll create custom searches tailored to your criteria, ensuring you receive immediate notifications when listings matching your specific requirements become available. From there, we'll arrange appointments for you to explore all the homes that pique your interest.

Offers & Negotiations

Offers & Negotiations

After identifying a property that perfectly aligns with your criteria, the next step is the offer stage. This phase is among the most crucial aspects of real estate transactions, underscoring the importance of having the guidance and support of an experienced and qualified Real Estate Agent. Crafting an offer involves numerous considerations, including price, closing date, inclusions, seller concessions, and contingencies. My primary role is to ensure you benefit from exclusive representation, with your best interests at the forefront of every decision.

Title, Escrow, Inspections, & Appraisals

Title, Escrow, Inspections & Appraisals

Congratulations, your offer has been accepted! What's the next step? Your contract will be forwarded to an escrow agent responsible for managing the due diligence phase concerning the property. This entails delving into the property's legal history, deed, liens, survey, taxes, HOA information, and any other relevant property details. They will compile all of this information for your review, ensuring that all necessary documents are obtained promptly. At this juncture, you will schedule inspections which may include, but are not limited to, whole-house, foundation, roof, fireplace, irrigation, septic, termite and pest, and radon inspections. Simultaneously, your lender will initiate the appraisal process. Appraisals are not required with cash transactions.

Closing Coordination, Managing Complexities, & Unwavering Support

Closing Coordination, Managing Complexities & Unwavering Support

Every step of the way, I am your steadfast partner, ensuring a smooth and successful journey. I act as the bridge between all involved parties, orchestrating a seamless closing process and keeping the entire operation on track. I'll be your resource for information on utility companies and guide you on when to transfer services. Additionally, I'm here to assist in connecting you with trusted vendor partners for various household needs and facilitating an easy moving process. A day before closing we will perform a final walk through of the home to ensure that it is in the condition that was contractually agreed to.

Closing Day

Closing Day

The highly anticipated moment has arrived, and here's what you need to know. Your lender will provide you with the exact amount of funds required for closing, whether it's through a wire transfer to the escrow office or in the form of a cashier's check. Don't forget to bring your driver's license or another valid form of identification. After you, and the seller, have completed the signing of the closing documents, the escrow officer will promptly notify the lender. Once the lender confirms the receipt of funds, your new home officially becomes yours! Congratulations on this exciting milestone! 

Work With Allison

In the realm of real estate every transaction, whether buying or selling, is unique and my role is to deliver exceptional service tailored to meet the specific needs of each client. It is imperative that I lend a keen ear, attend to every detail, sustain unwavering enthusiasm, persevere relentlessly, and consistently surpass expectations. For me, every client and every transaction is special. It's not just business; it's deeply personal to me.

Let's Connect

Let's Keep In Touch

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Allison Keegan

(913) 706-8409
[email protected]

Address

1212 S Preston Rd Ste 120
Celina TX 75009

50 Sewall St Ste 200
​​​​​​​Portland ME 04102

allisonkeegan.com